Comments on: Scan Your Way To Check Fraud. http://www.computerdefense.org/2008/02/scan-your-way-to-check-fraud/ Sharing my thoughts with the world. Wed, 16 Nov 2011 02:58:20 +0000 hourly 1 http://wordpress.org/?v=3.2.1 By: graver http://www.computerdefense.org/2008/02/scan-your-way-to-check-fraud/comment-page-1/#comment-43376 graver Wed, 13 Feb 2008 01:59:25 +0000 http://www.computerdefense.org/?p=448#comment-43376 PC Financial now allows you view PDFs of your cashed cheques when banking online. Go look through a web cache of a public computer and match up the info with one of your high quality scans. I don't know if the PDFs will have the resolution you mention above, but they will have all the bank numbers and a sweet signature. PC Financial now allows you view PDFs of your cashed cheques when banking online. Go look through a web cache of a public computer and match up the info with one of your high quality scans. I don’t know if the PDFs will have the resolution you mention above, but they will have all the bank numbers and a sweet signature.

]]> By: Tyler Reguly http://www.computerdefense.org/2008/02/scan-your-way-to-check-fraud/comment-page-1/#comment-43189 Tyler Reguly Mon, 11 Feb 2008 17:11:43 +0000 http://www.computerdefense.org/?p=448#comment-43189 Maybe I'm going crazy, because I don't grasp how people don't get this... I even sat down and ran it by someone this morning to make sure I wasn't going nuts. If I steal a check from you (by taking it out of the mailbox after you've mailed it (mailbox fishing)) and take it to the bank, it's not in my name... I can't cash it. If I steal a check from you (same method) and take it home... I scan it, then I take a blank check associated with the same bank and place my name on the Payee field... In Photoshop I cut out the Payee field and overlay it on the original image... Because they are the same check they will align properly and you won't notice that they were edited... I submit this check online. It is cashed... In the bank, they would notice the edit because I couldn't do it as cleanly as I can when we're talking digital graphics. Maybe I’m going crazy, because I don’t grasp how people don’t get this… I even sat down and ran it by someone this morning to make sure I wasn’t going nuts.

If I steal a check from you (by taking it out of the mailbox after you’ve mailed it (mailbox fishing)) and take it to the bank, it’s not in my name… I can’t cash it.

If I steal a check from you (same method) and take it home… I scan it, then I take a blank check associated with the same bank and place my name on the Payee field… In Photoshop I cut out the Payee field and overlay it on the original image… Because they are the same check they will align properly and you won’t notice that they were edited… I submit this check online. It is cashed… In the bank, they would notice the edit because I couldn’t do it as cleanly as I can when we’re talking digital graphics.

]]> By: Andy http://www.computerdefense.org/2008/02/scan-your-way-to-check-fraud/comment-page-1/#comment-43186 Andy Mon, 11 Feb 2008 16:45:34 +0000 http://www.computerdefense.org/?p=448#comment-43186 I don't think this is really all that different from the current non-electronic check model. Physical checks are easy to forge as well. The check receiver is always on the hook to prove legitimacy. If there is a dispute, essentially they lose. You're right that this potentially increases the avenues for attack, but not a lot more than a bad merchant forging checks and depositing them right now. I don’t think this is really all that different from the current non-electronic check model. Physical checks are easy to forge as well. The check receiver is always on the hook to prove legitimacy. If there is a dispute, essentially they lose.

You’re right that this potentially increases the avenues for attack, but not a lot more than a bad merchant forging checks and depositing them right now.

]]> By: Liquidmatrix Security Digest » Security Briefing: February 11th http://www.computerdefense.org/2008/02/scan-your-way-to-check-fraud/comment-page-1/#comment-43130 Liquidmatrix Security Digest » Security Briefing: February 11th Mon, 11 Feb 2008 12:34:57 +0000 http://www.computerdefense.org/?p=448#comment-43130 [...] Scan Your Way To Check Fraud. [...] [...] Scan Your Way To Check Fraud. [...]

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